:root{
  --midnight:#292d53;--harbour:#3a6289;--mist:#adc5ce;--lagoon:#68aeb8;--teal:#3b919b;--steel:#365880;--teal-deep:#2c737c;
  --surface:#ffffff;--surface-alt:#f3f7f9;--surface-tint:#e6eff2;--surface-raised:#ffffff;--surface-brand:#292d53;
  --ink:#292d53;--ink-muted:#4f5b6e;--ink-inverse:#ffffff;--ink-inverse-muted:#adc5ce;
  --line:#d5e0e6;--line-strong:#6f889a;
  --primary:#292d53;--primary-hover:#1f2342;--on-primary:#ffffff;
  --accent:#2c737c;--accent-hover:#235f67;--on-accent:#ffffff;
  --link:#3a6289;--link-hover:#365880;--focus:#2c737c;
  --success:#1f7a4d;--success-bg:#e7f4ec;--warning:#8a5a00;--warning-bg:#fdf3e1;--danger:#b3261e;--danger-bg:#fbeceb;--info:#3a6289;--info-bg:#eaf1f7;
  --shadow-sm:0 1px 2px rgba(41,45,83,.08);--shadow-md:0 8px 24px rgba(41,45,83,.10);--shadow-lg:0 24px 48px rgba(10,12,40,.28);
  --r-sm:4px;--r-md:8px;--r-lg:16px;
  --font:"Manrope","Segoe UI",system-ui,-apple-system,sans-serif;--mono:"IBM Plex Mono",ui-monospace,Menlo,monospace;
  --max:1200px;--gutter:clamp(16px,4vw,32px);
  --logo-light:block;--logo-dark:none;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  color-scheme:dark;
  --surface:#171a33;--surface-alt:#1e2240;--surface-tint:#252a4d;--surface-raised:#1e2240;--surface-brand:#222646;
  --ink:#eef3f6;--ink-muted:#adc5ce;--line:#2f355c;--line-strong:#7d93b3;
  --primary:#68aeb8;--primary-hover:#8fc6ce;--on-primary:#171a33;--accent:#68aeb8;--accent-hover:#8fc6ce;--on-accent:#171a33;
  --link:#8fc6ce;--link-hover:#b9dde2;--focus:#68aeb8;
  --success:#6fcf97;--success-bg:#16302a;--warning:#f2c14e;--warning-bg:#33291a;--danger:#f28b82;--danger-bg:#2b1f2e;--info:#8fc6ce;--info-bg:#1e2a45;
  --shadow-md:0 8px 24px rgba(0,0,0,.45);--logo-light:none;--logo-dark:block;
}}
:root[data-theme="dark"]{
  color-scheme:dark;
  --surface:#171a33;--surface-alt:#1e2240;--surface-tint:#252a4d;--surface-raised:#1e2240;--surface-brand:#222646;
  --ink:#eef3f6;--ink-muted:#adc5ce;--line:#2f355c;--line-strong:#7d93b3;
  --primary:#68aeb8;--primary-hover:#8fc6ce;--on-primary:#171a33;--accent:#68aeb8;--accent-hover:#8fc6ce;--on-accent:#171a33;
  --link:#8fc6ce;--link-hover:#b9dde2;--focus:#68aeb8;
  --success:#6fcf97;--success-bg:#16302a;--warning:#f2c14e;--warning-bg:#33291a;--danger:#f28b82;--danger-bg:#2b1f2e;--info:#8fc6ce;--info-bg:#1e2a45;
  --shadow-md:0 8px 24px rgba(0,0,0,.45);--logo-light:none;--logo-dark:block;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--surface);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--link)}a:hover{color:var(--link-hover)}
h1,h2,h3,h4{margin:0;text-wrap:balance}p{margin:0}
:focus-visible{outline:2px solid var(--focus);outline-offset:2px;border-radius:2px}
.on-dark :focus-visible{outline-color:#68aeb8}
.wrap{max-width:calc(1240px + 2*var(--gutter));margin-inline:auto;padding-inline:var(--gutter)}
.ic{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round;flex:none}
.h2{font-size:clamp(26px,3vw,34px);line-height:1.2;font-weight:800;letter-spacing:-.015em}
.muted{color:var(--ink-muted)}
.section{padding-block:clamp(48px,7vw,80px)}
.shead{display:flex;justify-content:space-between;align-items:flex-end;gap:12px 24px;flex-wrap:wrap;margin-bottom:28px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--surface);padding:8px 12px;z-index:100}.skip:focus{left:8px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:11px 22px;border-radius:var(--r-md);border:1.5px solid transparent;font:inherit;font-size:15px;font-weight:700;line-height:20px;text-decoration:none;cursor:pointer;white-space:nowrap;transition:background-color .15s,border-color .15s,color .15s}
.btn .ic{width:18px;height:18px}
.btn-primary{background:var(--primary);color:var(--on-primary)}.btn-primary:hover{background:var(--primary-hover);color:var(--on-primary)}
.btn-outline{background:transparent;color:var(--ink);border-color:var(--line-strong)}.btn-outline:hover{border-color:var(--ink);color:var(--ink)}
.btn-cream{background:#68aeb8;color:#292d53}.btn-cream:hover{background:#fff;color:#292d53}
.more{display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:15px;color:var(--link);text-decoration:none}
.more .ic{width:18px;height:18px;transition:transform .15s}
a:hover .more .ic,.more:hover .ic{transform:translateX(3px)}

/* ===== Header ===== */
.topbar{background:#292d53;color:#adc5ce;font-size:13px;font-weight:600}
.topbar .wrap{display:flex;align-items:stretch;height:42px;gap:4px}
.topbar a{display:flex;align-items:center;padding:0 14px;color:inherit;text-decoration:none}
.topbar a:hover{color:#fff}
.topbar .seg a[aria-current="page"]{color:#292d53;background:#68aeb8}
.topbar .seg{display:flex}
.topbar .util{margin-left:auto;display:flex;align-items:stretch}
.topbar .util a{gap:6px}
.topbar .util .ic{width:16px;height:16px}
.topbar .lang{display:flex;align-items:center;gap:2px;margin-left:8px}
.topbar .lang button{font:inherit;font-size:12px;background:none;border:0;color:#adc5ce;padding:4px 8px;border-radius:4px;cursor:pointer}
.topbar .lang button[aria-pressed="true"]{color:#fff;background:rgba(104,174,184,.14)}
.topbar .lang .s{display:none}
@media (max-width:980px){.topbar .util a{display:none}}
@media (max-width:560px){.topbar .lang .l{display:none}.topbar .lang .s{display:inline}}
@media (max-width:420px){.topbar .seg a{padding:0 10px}}

.mainbar{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:var(--surface);border-bottom:1px solid var(--line);transition:box-shadow .2s}
.mainbar.scrolled{box-shadow:0 6px 18px rgba(41,45,83,.08)}
.mainbar .wrap{display:flex;align-items:center;gap:20px;height:78px}
.brand img{height:36px;width:auto}
.logo-light{display:var(--logo-light)!important}.logo-dark{display:var(--logo-dark)!important}
.nav{display:flex;gap:2px;margin-left:12px}
.nav a{display:inline-flex;align-items:center;gap:4px;padding:10px 12px;border-radius:var(--r-md);color:var(--ink);text-decoration:none;font-weight:700;font-size:15px}
.nav a:hover{background:var(--surface-alt);color:var(--ink)}
.nav .ic{width:16px;height:16px}
.mainbar .end{margin-left:auto;display:flex;align-items:center;gap:10px}
.iconbtn{width:44px;height:44px;border:0;background:none;color:var(--ink);border-radius:var(--r-md);cursor:pointer;display:inline-flex;align-items:center;justify-content:center}
.iconbtn:hover{background:var(--surface-alt)}
.menu-btn{display:none}
.search{display:none;border-top:1px solid var(--line)}
.search form{display:flex;gap:10px;padding-block:14px}
.search input{flex:1;min-width:0;font:inherit;padding:11px 16px;border:1.5px solid var(--line-strong);border-radius:var(--r-md);background:var(--surface);color:var(--ink)}
.mainbar.searching .search{display:block}
.drawer{display:none;border-top:1px solid var(--line);max-height:calc(100dvh - 120px);overflow-y:auto;background:var(--surface)}
.drawer .wrap{display:grid;padding-block:8px 24px}
.drawer a.dl{display:flex;justify-content:space-between;align-items:center;padding:15px 0;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:700;font-size:17px}
.drawer .acts{display:grid;gap:10px;margin-top:18px}
.mainbar.open .drawer{display:block}
@media (max-width:1100px){.nav{display:none}.menu-btn{display:inline-flex}}
@media (max-width:600px){.mainbar .wrap{height:64px;gap:8px}.brand img{height:28px}.mainbar .end .btn-outline{display:none}.mainbar .end .btn{padding:9px 14px;font-size:14px}}

/* ===== Hero: slider + side cards ===== */
.hero{background:var(--surface-alt);padding-block:24px 32px}
.hero .grid{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1fr);grid-template-rows:1fr 1fr;gap:16px;min-height:460px}
.slider{grid-row:span 2;position:relative;border-radius:20px;overflow:hidden;background:#292d53;color:#fff;min-height:420px;display:grid}
.slide{grid-area:1/1;position:relative;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);align-items:center;opacity:0;visibility:hidden;transition:opacity .5s,visibility .5s}
.slide.on{opacity:1;visibility:visible}
.slide .txt{padding:clamp(28px,4.5vw,56px);padding-bottom:104px;display:grid;gap:18px;align-content:center;position:relative;z-index:1}
.slide .tag{justify-self:start;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#292d53;background:#68aeb8;padding:4px 10px;border-radius:4px}
.slide h1,.slide h2{font-size:clamp(30px,3.6vw,46px);line-height:1.1;font-weight:800;letter-spacing:-.02em;color:#fff}
.slide p{color:#adc5ce;font-size:clamp(16px,1.4vw,18px);max-width:30em}
.slide .art{height:100%;position:relative;overflow:hidden}
.slide .art svg{position:absolute;inset:0;width:100%;height:100%}
.sctrl{position:absolute;left:clamp(28px,4.5vw,56px);bottom:24px;display:flex;align-items:center;gap:10px;z-index:2}
.sctrl .dots{display:flex;gap:6px}
.sctrl .dots button{width:10px;height:10px;border-radius:999px;border:1.5px solid #adc5ce;background:transparent;padding:0;cursor:pointer}
.sctrl .dots button[aria-current="true"]{background:#68aeb8;border-color:#68aeb8;width:28px}
.sctrl .arr{width:36px;height:36px;border-radius:999px;border:1.5px solid rgba(104,174,184,.4);background:transparent;color:#68aeb8;display:inline-flex;align-items:center;justify-content:center;cursor:pointer}
.sctrl .arr:hover{background:rgba(104,174,184,.12)}
.sctrl .arr .ic{width:18px;height:18px}
.sctrl .pause{margin-left:4px}
.side{display:flex;flex-direction:column;justify-content:space-between;gap:12px;padding:24px;border-radius:20px;background:var(--surface-raised);border:1px solid var(--line);color:var(--ink);text-decoration:none;transition:box-shadow .2s}
.side:hover{box-shadow:0 10px 28px rgba(41,45,83,.10);color:var(--ink)}
.side .ti{width:48px;height:48px;border-radius:12px;background:var(--surface-tint);color:var(--accent);display:flex;align-items:center;justify-content:center}
.side h2{font-size:20px;line-height:1.3;font-weight:800}
.side p{font-size:14px;color:var(--ink-muted)}
.side.dark{background:#3a6289;border-color:#3a6289;color:#fff}
.side.dark p{color:#dbe6ea}.side.dark .more{color:#68aeb8}
.side.dark .ti{background:rgba(104,174,184,.14);color:#68aeb8}
.side .row{display:flex;gap:14px;align-items:flex-start}
@media (max-width:900px){.hero .grid{grid-template-columns:1fr 1fr;grid-template-rows:auto}.slider{grid-column:1/-1;grid-row:auto;min-height:0}.slide{grid-template-columns:1fr;grid-template-rows:auto 1fr;align-items:start}.slide .txt{padding-bottom:24px}.slide .art{min-height:170px;margin-bottom:76px}}
@media (max-width:560px){.hero .grid{grid-template-columns:1fr}}

/* ===== Quick links bar ===== */
.quick{border-bottom:1px solid var(--line);background:var(--surface)}
.quick ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr))}
.quick li+li a{border-left:1px solid var(--line)}
.quick a{display:flex;align-items:center;gap:12px;padding:22px 18px;color:var(--ink);text-decoration:none;font-weight:700;font-size:15px;line-height:1.3;height:100%}
.quick a:hover{background:var(--surface-alt);color:var(--ink)}
.quick .ic{color:var(--accent)}
@media (max-width:980px){.quick ul{grid-template-columns:repeat(3,minmax(0,1fr))}.quick li:nth-child(4) a{border-left:0}.quick li:nth-child(n+4) a{border-top:1px solid var(--line)}}
@media (max-width:600px){.quick ul{grid-template-columns:repeat(2,minmax(0,1fr))}.quick li a{border-left:0!important;border-top:1px solid var(--line)}.quick li:nth-child(-n+2) a{border-top:0}.quick li:nth-child(even) a{border-left:1px solid var(--line)!important}.quick li:last-child{grid-column:1/-1}.quick a{padding:16px 12px}}

/* ===== Image cards ===== */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.icard{display:flex;flex-direction:column;border-radius:16px;overflow:hidden;background:var(--surface-raised);border:1px solid var(--line);color:var(--ink);text-decoration:none;transition:box-shadow .2s,transform .2s}
.icard:hover{box-shadow:0 12px 30px rgba(41,45,83,.12);color:var(--ink)}
.icard .img{aspect-ratio:16/9;position:relative;overflow:hidden}
.icard .img svg{position:absolute;inset:0;width:100%;height:100%}
.icard .body{padding:22px 24px 26px;display:grid;gap:10px;flex:1;align-content:start}
.icard h3{font-size:20px;line-height:1.3;font-weight:800}
.icard p{font-size:15px;color:var(--ink-muted)}
.icard .more{margin-top:6px}
@media (max-width:980px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.cards{grid-template-columns:1fr}}

/* ===== Digital solutions ===== */
.digital{background:#292d53;color:#fff}
.digital .h2{color:#fff}
.digital .shead p{color:#adc5ce}
.dgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.dcard{display:grid;gap:12px;align-content:start;padding:26px 24px;border-radius:16px;background:#222646;border:1px solid #2f355c;color:#fff;text-decoration:none;transition:background-color .15s}
.dcard:hover{background:#365880;color:#fff}
.dcard .ti{width:52px;height:52px;border-radius:999px;background:#68aeb8;color:#292d53;display:flex;align-items:center;justify-content:center;margin-bottom:6px}
.dcard h3{font-size:19px;font-weight:800}
.dcard p{font-size:14px;color:#adc5ce}
.dcard .more{color:#68aeb8;margin-top:4px}
@media (max-width:980px){.dgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.dgrid{grid-template-columns:1fr}}

/* ===== App band ===== */
.appband{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(24px,5vw,64px);background:var(--surface-tint);border-radius:24px;padding:clamp(28px,5vw,56px);overflow:hidden;color:var(--ink)}
.appband .copy{display:grid;gap:18px}
.appband p{color:var(--ink-muted);font-size:17px;max-width:38ch}
.stores{display:flex;gap:12px;flex-wrap:wrap}
.store{display:inline-flex;flex-direction:column;justify-content:center;min-height:54px;padding:6px 18px;border-radius:10px;background:#292d53;color:#fff;text-decoration:none;line-height:1.2}
.store:hover{background:#1f2342;color:#fff}
.store small{font-size:11px;color:#adc5ce}.store b{font-size:16px}
.appfeat{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.appfeat li{display:flex;gap:12px;align-items:center;padding:16px;border-radius:12px;background:var(--surface-raised);font-weight:700;font-size:15px}
.appfeat .ic{color:var(--accent)}
@media (max-width:860px){.appband{grid-template-columns:1fr}}
@media (max-width:420px){.appfeat{grid-template-columns:1fr}}

/* ===== FAQ ===== */
.faq{max-width:880px}
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 4px;font-size:17px;font-weight:700;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .ic{width:22px;height:22px;transition:transform .2s;color:var(--accent)}
.faq details[open] summary .ic{transform:rotate(180deg)}
.faq .ans{padding:0 4px 22px;color:var(--ink-muted);max-width:70ch}

/* ===== Footer ===== */
.footer{background:#292d53;color:#adc5ce;font-size:14px;margin-top:clamp(48px,7vw,80px)}
.footer .wrap{padding-block:56px 28px}
.fcols{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:28px}
.fcols details summary{list-style:none;cursor:default;color:#fff;font-weight:800;font-size:15px;margin-bottom:14px;display:flex;justify-content:space-between;align-items:center}
.fcols details summary::-webkit-details-marker{display:none}
.fcols details summary .ic{display:none;width:20px;height:20px}
.fcols ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.footer a{color:#adc5ce;text-decoration:none}
.footer a:hover{color:#fff;text-decoration:underline;text-underline-offset:3px}
.fmid{margin-top:40px;padding-block:24px;border-block:1px solid rgba(173,197,206,.22);display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.fmid img{height:32px;width:auto}
.social{display:flex;gap:8px;flex-wrap:wrap}
.social a{padding:8px 12px;border:1px solid rgba(173,197,206,.35);border-radius:999px;font-size:13px;font-weight:600}
.fbot{padding-top:22px;display:grid;gap:10px;font-size:12.5px;line-height:1.65}
.fbot .links{display:flex;flex-wrap:wrap;gap:6px 20px}
@media (max-width:980px){.fcols{grid-template-columns:1fr;gap:0}.fcols details{border-bottom:1px solid rgba(173,197,206,.22)}.fcols details summary{cursor:pointer;margin:0;padding:16px 0}.fcols details summary .ic{display:block;transition:transform .2s}.fcols details[open] summary .ic{transform:rotate(180deg)}.fcols ul{padding-bottom:16px}.fmid{margin-top:24px}}

/* photo slides (BoC-style full-bleed) */
.slide{grid-template-columns:1fr!important;grid-template-rows:1fr!important}
.slide .art{position:absolute!important;inset:0;height:auto!important;min-height:0!important;margin:0!important;z-index:0}
.slide .art img{width:100%;height:100%;object-fit:cover;display:block}
.slide .art::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(24,28,56,.9) 0%,rgba(24,28,56,.72) 40%,rgba(24,28,56,.1) 78%)}
.slide .txt{max-width:560px;grid-row:1}
@media (max-width:900px){.slide .art::after{background:linear-gradient(180deg,rgba(24,28,56,.35) 0%,rgba(24,28,56,.85) 55%,rgba(24,28,56,.95) 100%)}.slide .txt{padding-top:200px}}
.icard .img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block;transition:transform .4s}
.icard:hover .img img{transform:scale(1.04)}
.ph-credit{position:absolute;right:10px;top:10px;z-index:2;font-size:11px;font-weight:700;color:#fff;background:rgba(16,19,42,.55);padding:3px 9px;border-radius:999px}
.appband{position:relative}

/* ===== Revolut-inspired additions ===== */
.rv-hero{position:relative;color:#fff;overflow:hidden;min-height:clamp(600px,52vw,760px);display:flex;align-items:center;background:#1a1d38}
.rv-hero>.bg{position:absolute;inset:0}
.rv-hero>.bg img{width:100%;height:100%;object-fit:cover;object-position:50% 35%;display:block}
.rv-hero>.bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,23,48,.9) 0%,rgba(20,23,48,.66) 42%,rgba(20,23,48,.15) 75%)}
.rv-hero .wrap{position:relative;z-index:1;width:100%;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:40px;align-items:center;padding-block:64px 72px}
.rv-hero .kick{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#9fd6de}
.rv-hero h1{margin-top:18px;font-size:clamp(46px,7vw,96px);line-height:.95;font-weight:800;letter-spacing:-.045em}
.rv-hero .lead{margin-top:22px;font-size:clamp(17px,1.6vw,20px);color:#e3eef1;max-width:30em}
.rv-hero .ctas{margin-top:30px;display:flex;gap:12px;flex-wrap:wrap}
.rv-hero .ctas .btn{border-radius:999px;min-height:52px;padding-inline:28px}
.btn-white{background:#fff;color:#292d53}.btn-white:hover{background:#e6eff2;color:#292d53}
.btn-ghostw{background:rgba(255,255,255,.1);color:#fff;border:1.5px solid rgba(255,255,255,.6)}.btn-ghostw:hover{background:rgba(255,255,255,.2);color:#fff}
.rv-hero .login{margin-top:18px;font-size:15px;color:#d2e3e8}.rv-hero .login a{color:#fff;font-weight:700}
.rv-hero .ph-credit{top:auto;bottom:12px}
@media (max-width:900px){.rv-hero .wrap{grid-template-columns:1fr}.rv-hero>.bg::after{background:linear-gradient(180deg,rgba(20,23,48,.35),rgba(20,23,48,.9) 60%)}.rv-hero .phone-rv{display:none}}

.phone-rv{justify-self:center;width:min(290px,80vw);border-radius:44px;background:#0e1024;padding:11px;box-shadow:0 40px 80px rgba(0,0,0,.45),0 0 0 1px rgba(255,255,255,.12)}
.phone-rv .scr{border-radius:34px;overflow:hidden;background:#f7fafb;color:#292d53}
.phone-rv .top{background:linear-gradient(180deg,#292d53,#3a6289);color:#fff;padding:22px 18px 20px;display:grid;gap:6px}
.phone-rv .top small{font-size:12px;color:#adc5ce;font-weight:600}
.phone-rv .top b{font-size:32px;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.phone-rv .top .acts{display:flex;justify-content:space-between;margin-top:12px}
.phone-rv .top .acts span{display:grid;justify-items:center;gap:4px;font-size:11px;font-weight:700}
.phone-rv .top .acts i{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.16);display:flex;align-items:center;justify-content:center;font-style:normal}
.phone-rv .top .acts .ic{width:18px;height:18px}
.phone-rv .list{padding:12px 14px 16px;display:grid;gap:4px}
.phone-rv .row{display:grid;grid-template-columns:34px 1fr auto;gap:10px;align-items:center;padding:9px 4px;font-size:13px}
.phone-rv .row+.row{border-top:1px solid #e3ebef}
.phone-rv .av{width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;color:#fff;font-size:13px}
.phone-rv .row b{display:block;font-size:13.5px}.phone-rv .row span{font-size:11.5px;color:#6b7a8c}
.phone-rv .amt{font-weight:800;font-variant-numeric:tabular-nums}.phone-rv .in{color:#1f7a4d}
.phone-rv .note{text-align:center;font-size:10.5px;color:#6b7a8c;padding-bottom:10px}

.rv-proof{background:#fff;border-bottom:1px solid var(--line)}
.rv-proof ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.rv-proof li{padding:28px 22px;display:grid;gap:4px}
.rv-proof li+li{border-left:1px solid var(--line)}
.rv-proof b{font-size:clamp(20px,2vw,26px);letter-spacing:-.02em;color:var(--ink)}
.rv-proof span{font-size:14px;color:var(--ink-muted)}
@media (max-width:900px){.rv-proof ul{grid-template-columns:repeat(2,minmax(0,1fr))}.rv-proof li:nth-child(3){border-left:0}.rv-proof li:nth-child(n+3){border-top:1px solid var(--line)}}

.rv-stories{background:#10132a;color:#fff}
.rv-stories .head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:28px}
.rv-stories .head>div{display:grid;gap:10px;max-width:640px}
.rv-stories .eyebrow{font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#68aeb8}
.rv-stories h2{font-size:clamp(32px,4.4vw,56px);line-height:1;letter-spacing:-.035em;font-weight:800;color:#fff}
.rv-stories .slogan{color:#adc5ce;font-size:17px}
.rv-tabs{display:flex;gap:8px;flex-wrap:wrap;padding:6px;border-radius:999px;background:rgba(255,255,255,.08)}
.rv-tabs button{font:inherit;font-weight:700;font-size:15px;color:#adc5ce;background:none;border:0;padding:10px 18px;border-radius:999px;cursor:pointer}
.rv-tabs button[aria-selected="true"]{background:#fff;color:#292d53}
.rv-tabs button:focus-visible{outline:2px solid #68aeb8;outline-offset:2px}
.rv-stage{position:relative;border-radius:28px;overflow:hidden;min-height:clamp(460px,44vw,580px);display:grid;grid-template-columns:1fr 1fr}
.rv-stage figure{margin:0;position:relative;overflow:hidden}
.rv-stage figure img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:opacity .4s}
.rv-stage figure::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(16,19,42,0) 45%,rgba(16,19,42,.85) 100%)}
.rv-stage figcaption{position:absolute;left:24px;right:24px;bottom:22px;z-index:1;display:grid;gap:6px}
.rv-stage .who{justify-self:start;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px;background:#fff;color:#292d53}
.rv-stage .who.p{background:#68aeb8;color:#10132a}
.rv-stage figcaption b{font-size:clamp(18px,1.7vw,22px);line-height:1.3}
.rv-stage figcaption span{font-size:14.5px;color:#d2e3e8}
.rv-link{position:absolute;left:50%;top:44%;transform:translate(-50%,-50%);z-index:2;width:220px;background:#fff;color:#292d53;border-radius:20px;padding:16px;box-shadow:0 24px 50px rgba(0,0,0,.4);display:grid;gap:6px;text-align:center}
.rv-link small{font-size:12px;font-weight:700;color:#4f5b6e}
.rv-link b{font-size:26px;font-variant-numeric:tabular-nums}
.rv-link .st{justify-self:center;display:inline-flex;gap:6px;align-items:center;font-size:12px;font-weight:800;color:#1f7a4d;background:#e7f4ec;padding:3px 10px;border-radius:999px}
.rv-link .st .ic{width:14px;height:14px}
@media (max-width:760px){.rv-stage{grid-template-columns:1fr;min-height:0}.rv-stage figure{aspect-ratio:4/3}.rv-link{position:relative;left:auto;top:auto;transform:none;margin:-40px auto;width:min(260px,80%)}.rv-stage figure:last-of-type{margin-top:0}}

.rv-cards{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(32px,6vw,80px);align-items:center}
.rv-cards .copy{display:grid;gap:18px}
.rv-cards .h2{font-size:clamp(30px,3.6vw,46px);line-height:1.05;letter-spacing:-.03em}
.rv-seg{display:inline-flex;justify-self:start;gap:4px;padding:5px;border-radius:999px;background:var(--surface-alt);border:1px solid var(--line)}
.rv-seg button{font:inherit;font-weight:700;font-size:14.5px;border:0;background:none;color:var(--ink-muted);padding:9px 16px;border-radius:999px;cursor:pointer}
.rv-seg button[aria-pressed="true"]{background:var(--primary);color:var(--on-primary)}
.rv-feats{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.rv-feats li{display:flex;gap:10px;align-items:flex-start}
.rv-feats .ic{width:20px;height:20px;color:var(--accent);margin-top:3px}
.deck{position:relative;height:clamp(300px,30vw,380px)}
.plastic{position:absolute;width:min(360px,74%);aspect-ratio:1.586;border-radius:20px;padding:22px;color:#fff;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 30px 60px rgba(41,45,83,.3);transition:transform .5s}
.plastic .chip{width:44px;height:34px;border-radius:7px;background:linear-gradient(135deg,#e6c77a,#b8913a)}
.plastic .row{display:flex;justify-content:space-between;align-items:flex-end;font-size:13px;font-weight:700;letter-spacing:.14em}
.plastic img{height:26px;width:auto}
.plastic.c1{background:linear-gradient(140deg,#292d53,#3a6289);left:0;top:18%;transform:rotate(-8deg)}
.plastic.c2{background:linear-gradient(140deg,#3b919b,#68aeb8);left:18%;top:6%;transform:rotate(3deg)}
.plastic.c3{background:linear-gradient(140deg,#1f2342,#0e1024);right:0;top:30%;transform:rotate(10deg)}
.deck.biz .c2{transform:rotate(-3deg) translateY(10px)}.deck.biz .c1{transform:rotate(-12deg)}
@media (max-width:860px){.rv-cards{grid-template-columns:1fr}}

.rv-sec{background:linear-gradient(135deg,#292d53,#10132a);color:#fff;border-radius:32px;padding:clamp(32px,5vw,64px);display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:center;overflow:hidden;position:relative}
.rv-sec h2{font-size:clamp(30px,3.6vw,46px);line-height:1.05;letter-spacing:-.03em;font-weight:800;color:#fff}
.rv-sec p{color:#adc5ce;margin-top:14px;font-size:17px}
.rv-sec ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.rv-sec li{display:flex;gap:14px;align-items:flex-start;padding:16px 18px;border-radius:16px;background:rgba(255,255,255,.06);border:1px solid rgba(173,197,206,.18)}
.rv-sec li .ic{color:#68aeb8;width:24px;height:24px;margin-top:1px}
.rv-sec li b{display:block;font-size:16px}.rv-sec li span{font-size:14px;color:#adc5ce}
.rv-sec .btn{margin-top:22px;border-radius:999px}
.rv-sec :focus-visible{outline-color:#68aeb8}
@media (max-width:860px){.rv-sec{grid-template-columns:1fr}}

.rv-plans{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:28px}
.plan{border-radius:24px;border:1px solid var(--line);background:var(--surface-raised);padding:28px;display:grid;gap:14px;align-content:start}
.plan.hl{background:#292d53;color:#fff;border-color:#292d53}
.plan .nm{font-size:14px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--accent)}
.plan.hl .nm{color:#68aeb8}
.plan .pr{font-size:34px;font-weight:800;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.plan .pr small{font-size:15px;font-weight:600;color:var(--ink-muted)}
.plan.hl .pr small{color:#adc5ce}
.plan ul{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:15px}
.plan li{display:flex;gap:10px}.plan li .ic{width:18px;height:18px;color:var(--accent);margin-top:3px}
.plan.hl li .ic{color:#68aeb8}
.plan .btn{border-radius:999px;justify-self:start}
.plan.hl .btn{background:#fff;color:#292d53}
@media (max-width:900px){.rv-plans{grid-template-columns:1fr}}

@media (max-width:900px){.rv-hero>.bg img{object-position:68% 50%}}
/* yacht hero: photo on the right, navy panel on the left */
@media (min-width:901px){
.rv-hero>.bg{left:36%}
.rv-hero>.bg img{object-position:50% 45%;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 28%);mask-image:linear-gradient(90deg,transparent 0,#000 28%)}
.rv-hero>.bg::after{background:none}
.rv-hero .phone-rv{display:none}
.rv-hero h1,.rv-hero .lead{text-shadow:0 2px 18px rgba(20,23,48,.45)}
.rv-hero{background:radial-gradient(120% 90% at 0% 100%,#2b3a6a 0%,#1a1d38 60%)}
}

/* ===== Interactive hero carousel (BoC-style) ===== */
.hc{position:relative;color:#fff;background:#1a1d38;overflow:hidden;height:clamp(640px,52vw,800px);isolation:isolate}
.hc-track{position:absolute;inset:0;touch-action:pan-y}
.hc-slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity .9s ease,visibility 0s linear .9s}
.hc-slide.is-on{opacity:1;visibility:visible;transition:opacity .9s ease,visibility 0s}
.hc-bg{position:absolute;inset:0;overflow:hidden}
.hc-bg img{width:100%;height:100%;object-fit:cover;display:block;transform:scale(1.07);transition:transform 9s cubic-bezier(.2,.6,.3,1)}
.hc-slide.is-on .hc-bg img{transform:scale(1)}
.hc-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,23,48,.88) 0%,rgba(20,23,48,.6) 40%,rgba(20,23,48,.08) 72%),linear-gradient(0deg,rgba(20,23,48,.55) 0%,rgba(20,23,48,0) 32%)}
.hc-slide.r .hc-bg::after{background:linear-gradient(270deg,rgba(20,23,48,.88) 0%,rgba(20,23,48,.6) 40%,rgba(20,23,48,.08) 72%),linear-gradient(0deg,rgba(20,23,48,.55) 0%,rgba(20,23,48,0) 32%)}
.hc-slide.split{background:radial-gradient(120% 90% at 0% 100%,#2b3a6a 0%,#1a1d38 60%)}
.hc-slide.split .hc-bg{left:36%}
.hc-slide.split .hc-bg img{-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 28%);mask-image:linear-gradient(90deg,transparent 0,#000 28%)}
.hc-slide.split .hc-bg::after{background:linear-gradient(0deg,rgba(20,23,48,.5) 0%,rgba(20,23,48,0) 30%)}
.hc-slide.light .hc-bg::after{background:linear-gradient(90deg,rgba(20,23,48,.35) 0%,rgba(20,23,48,0) 55%)}
.hc-body{position:relative;z-index:1;height:100%;display:flex;align-items:center;padding-bottom:150px;padding-top:40px}
.hc-slide.r .hc-body{justify-content:flex-end}
.hc-copy{max-width:640px}
.hc-copy>*{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.hc-slide.is-on .hc-copy>*{opacity:1;transform:none}
.hc-slide.is-on .hc-copy>*:nth-child(2){transition-delay:.12s}
.hc-slide.is-on .hc-copy>*:nth-child(3){transition-delay:.22s}
.hc-slide.is-on .hc-copy>*:nth-child(4){transition-delay:.32s}
.hc-slide.is-on .hc-copy>*:nth-child(5){transition-delay:.42s}
.hc .kick{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#9fd6de}
.hc .kick .ic{width:16px;height:16px}
.hc h1,.hc .h{margin:16px 0 0;font-weight:800;letter-spacing:-.04em;line-height:.98;text-shadow:0 2px 18px rgba(20,23,48,.4)}
.hc h1{font-size:clamp(44px,6.6vw,92px)}
.hc .h{font-size:clamp(38px,5vw,72px)}
.hc .lead{margin:20px 0 0;font-size:clamp(17px,1.5vw,20px);line-height:1.5;color:#e3eef1;max-width:32em;text-shadow:0 1px 12px rgba(20,23,48,.4)}
.hc .ctas{margin-top:28px;display:flex;gap:12px;flex-wrap:wrap}
.hc .ctas .btn{border-radius:999px;min-height:52px;padding-inline:28px}
.hc .login{margin:16px 0 0;font-size:15px;color:#d2e3e8}.hc .login a{color:#fff;font-weight:700}
/* BoC-style caption box */
.hc-box{background:rgba(255,255,255,.94);color:#292d53;padding:22px 26px 24px;max-width:420px;border-radius:6px;box-shadow:0 18px 40px -18px rgba(20,23,48,.45)}
.hc-box .kick{color:#3b919b}
.hc-box .h{font-size:clamp(26px,2.4vw,34px);line-height:1.15;letter-spacing:-.02em;text-shadow:none;margin-top:8px}
.hc-box p{margin:10px 0 0;color:#46506b;font-size:16px;line-height:1.5}
.hc-box .btn{margin-top:18px;border-radius:6px;min-height:46px}
/* arrows */
.hc-arrow{position:absolute;z-index:3;top:calc(50% - 75px);transform:translateY(-50%);width:52px;height:52px;border-radius:50%;border:0;display:grid;place-items:center;cursor:pointer;background:rgba(255,255,255,.18);color:#fff;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);transition:background .2s,transform .2s}
.hc-arrow:hover{background:#68aeb8;color:#292d53;transform:translateY(-50%) scale(1.06)}
.hc-arrow:focus-visible{outline:3px solid #9fd6de;outline-offset:3px}
.hc-arrow.prev{left:20px}.hc-arrow.next{right:20px}
.hc-arrow .ic{width:22px;height:22px}
/* slide tabs with progress */
.hc-ui{position:absolute;z-index:3;left:0;right:0;bottom:92px}
.hc-ui .wrap{display:flex;align-items:flex-end;gap:10px}
.hc-tabs{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(0,1fr);gap:10px;flex:1;list-style:none;margin:0;padding:0}
.hc-tab{all:unset;box-sizing:border-box;cursor:pointer;display:block;padding:10px 2px 0;color:rgba(255,255,255,.72);font-size:14px;font-weight:700;line-height:1.3;transition:color .2s}
.hc-tab .n{display:block;font-size:12px;letter-spacing:.08em;color:rgba(255,255,255,.55);margin-bottom:2px}
.hc-tab .bar{display:block;height:3px;border-radius:3px;background:rgba(255,255,255,.28);margin-bottom:10px;overflow:hidden}
.hc-tab .bar i{display:block;height:100%;width:0;background:#68aeb8;border-radius:inherit}
.hc-tab:hover,.hc-tab[aria-selected=true]{color:#fff}
.hc-tab[aria-selected=true] .n{color:#9fd6de}
.hc-tab:focus-visible{outline:3px solid #9fd6de;outline-offset:4px;border-radius:4px}
.hc-play{all:unset;cursor:pointer;flex:none;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.16);color:#fff;margin-bottom:4px}
.hc-play:hover{background:rgba(255,255,255,.3)}
.hc-play:focus-visible{outline:3px solid #9fd6de;outline-offset:3px}
.hc-play .ic{width:18px;height:18px}
.hc-credit{position:absolute;z-index:2;right:12px;top:12px;font-size:11px;font-weight:700;color:#fff;background:rgba(16,19,42,.55);padding:3px 9px;border-radius:999px}
/* quick links docked over the hero */
.hc-quick{position:absolute;z-index:3;left:0;right:0;bottom:0;background:rgba(255,255,255,.9);backdrop-filter:blur(12px) saturate(1.2);-webkit-backdrop-filter:blur(12px) saturate(1.2);border-top:1px solid rgba(255,255,255,.6)}
.hc-quick ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr))}
.hc-quick a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;height:84px;padding:0 8px;text-align:center;color:#292d53;text-decoration:none;font-size:14px;font-weight:700;line-height:1.25;transition:background .2s,color .2s}
.hc-quick a .ic{width:24px;height:24px;color:#3b919b;transition:transform .2s}
.hc-quick a:hover{background:rgba(104,174,184,.16)}
.hc-quick a:hover .ic{transform:translateY(-2px)}
.hc-quick li+li a{border-left:1px solid rgba(41,45,83,.1)}
@media (prefers-reduced-motion:reduce){.hc-slide,.hc-bg img,.hc-copy>*{transition:none!important}.hc-bg img{transform:none}}
@media (max-width:900px){
 .hc{height:auto;min-height:0}
 .hc-track{position:relative;height:clamp(560px,150vw,680px)}
 .hc-bg::after,.hc-slide.r .hc-bg::after,.hc-slide.light .hc-bg::after{background:linear-gradient(180deg,rgba(20,23,48,.3) 0%,rgba(20,23,48,.55) 40%,rgba(20,23,48,.92) 72%)}
 .hc-slide.split .hc-bg{left:0}
 .hc-slide.split .hc-bg img{-webkit-mask-image:none;mask-image:none}
 .hc-slide.split .hc-bg::after{background:linear-gradient(180deg,rgba(20,23,48,.25) 0%,rgba(20,23,48,.55) 40%,rgba(20,23,48,.92) 70%)}
 .hc-body,.hc-slide.r .hc-body{align-items:flex-end;justify-content:flex-start;padding-bottom:74px}
 .hc-arrow{display:none}
 .hc-ui{bottom:auto;top:calc(clamp(560px,150vw,680px) - 58px)}
 .hc-tab{padding-top:0}.hc-tab .t,.hc-tab .n{display:none}.hc-tab .bar{margin:0}
 .hc-tabs{gap:6px}.hc-ui .wrap{align-items:center}.hc-play{width:34px;height:34px;margin:0}
 .hc-box{max-width:none}
 .hc-quick{position:static;background:#fff;border-bottom:1px solid var(--line)}
 .hc-quick ul{grid-template-columns:repeat(3,minmax(0,1fr))}
 .hc-quick li:nth-child(4) a{border-left:0}
 .hc-quick li:nth-child(n+4) a{border-top:1px solid rgba(41,45,83,.1)}
 .hc-quick a{height:78px;font-size:13px}
}

.hc-tabs li{min-width:0}.hc-tab{width:100%}
.hc .h{font-size:clamp(36px,4.2vw,62px)}
.hc-slide.r .hc-copy{max-width:560px}
.hc-slide.light .hc-bg::after{background:linear-gradient(90deg,rgba(20,23,48,.35) 0%,rgba(20,23,48,0) 55%),linear-gradient(0deg,rgba(20,23,48,.85) 0%,rgba(20,23,48,.35) 22%,rgba(20,23,48,0) 42%)}
.hc .hc-box .h{color:#292d53;font-size:clamp(26px,2.4vw,34px)}
@media (max-width:900px){.hc .hc-box .h{font-size:28px}.hc-box{padding:18px 20px 20px}.hc-slide.light .hc-bg::after{background:linear-gradient(180deg,rgba(20,23,48,.1) 0%,rgba(20,23,48,.5) 60%,rgba(20,23,48,.85) 100%)}}
@media (max-width:420px){.hc .ctas .btn{padding-inline:22px}.hc .h{font-size:36px}}

/* ===== Products: two premium paths ===== */
.pp-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px 32px;flex-wrap:wrap;margin-bottom:32px}
.pp-head .ey{margin:0 0 10px;font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--accent)}
.pp-head .h2{margin:0;font-size:clamp(30px,3.6vw,46px);letter-spacing:-.03em;line-height:1.08;max-width:18ch}
.pp-trust{display:inline-flex;align-items:center;gap:10px;font-size:14px;font-weight:600;color:var(--ink-muted)}
.pp-trust .ic{width:20px;height:20px;color:var(--accent)}
.paths{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.path{position:relative;isolation:isolate;overflow:hidden;border-radius:28px;min-height:clamp(460px,40vw,580px);display:flex;align-items:flex-end;color:#fff;background:#1a1d38;box-shadow:0 30px 60px -30px rgba(20,23,48,.45)}
.path>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform 1.4s cubic-bezier(.2,.7,.2,1)}
.path::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(20,23,48,0) 30%,rgba(20,23,48,.5) 58%,rgba(20,23,48,.93) 100%)}
.path:hover>img{transform:scale(1.045)}
.path .in{width:100%;padding:clamp(26px,3.2vw,44px);display:grid;gap:14px}
.path .tag{justify-self:start;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;padding:7px 13px;border-radius:999px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.28);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.path h3{margin:0;font-size:clamp(28px,2.8vw,40px);line-height:1.08;font-weight:800;letter-spacing:-.03em;max-width:15ch}
.path .pts{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:15px;color:#dbe7ec}
.path .pts li{display:flex;align-items:center;gap:7px}
.path .pts .ic{width:17px;height:17px;color:#9fd6de}
.path .row{margin-top:10px;display:flex;align-items:center;justify-content:space-between;gap:12px 20px;flex-wrap:wrap}
.path .btn{border-radius:999px;min-height:52px;padding-inline:26px}
.path .btn::after{content:"";position:absolute;inset:0;z-index:1;border-radius:28px}
.path .btn:focus-visible{outline:none}
.path .btn:focus-visible::after{outline:3px solid #9fd6de;outline-offset:-6px}
.path .btn .ic{transition:transform .25s}
.path:hover .btn .ic{transform:translateX(4px)}
.path .note{font-size:13.5px;font-weight:600;color:#b9cbd6}
.rail{margin-top:32px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.rail a{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:24px 28px 24px 0;color:var(--ink);text-decoration:none}
.rail a+a{padding-left:28px;border-left:1px solid var(--line)}
.rail b{display:block;font-size:17px;font-weight:800}
.rail small{display:block;margin-top:3px;font-size:14px;color:var(--ink-muted)}
.rail .ic{color:var(--accent);transition:transform .25s}
.rail a:hover .ic{transform:translateX(5px)}
.rail a:hover b{color:var(--accent)}
@media (max-width:860px){.paths{grid-template-columns:1fr}.path{min-height:440px}.rail{grid-template-columns:1fr}.rail a,.rail a+a{padding:20px 4px;border-left:0}.rail a+a{border-top:1px solid var(--line)}}

/* three services */
.paths.three{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.paths.three .path{min-height:clamp(480px,42vw,600px);border-radius:24px}
.paths.three .path h3{font-size:clamp(24px,2.1vw,32px);max-width:14ch}
.paths.three .path .pts{flex-direction:column;gap:6px;font-size:14.5px}
.paths.three .path .row{flex-direction:column;align-items:flex-start;gap:10px}
.paths.three .path .btn{padding-inline:22px}
@media (max-width:1100px){.paths.three{grid-template-columns:1fr 1fr}.paths.three .path:last-child{grid-column:1/-1;min-height:420px}}
@media (max-width:700px){.paths.three{grid-template-columns:1fr}.paths.three .path,.paths.three .path:last-child{min-height:460px;grid-column:auto}}

.paths.three .path::before{background:linear-gradient(180deg,rgba(20,23,48,.05) 18%,rgba(20,23,48,.62) 48%,rgba(20,23,48,.95) 78%)}
.paths.three .path h3,.paths.three .path .pts{text-shadow:0 2px 14px rgba(20,23,48,.55)}

/* two plans */
.rv-plans{grid-template-columns:repeat(2,minmax(0,1fr));max-width:880px}
@media (max-width:700px){.rv-plans{grid-template-columns:1fr}}

/* ===== Barclays-inspired: corner arrow on service panels ===== */
.path .go{position:absolute;top:18px;right:18px;z-index:2;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;color:#fff;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.3);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);transition:background .25s,color .25s,transform .25s;pointer-events:none}
.path .go .ic{width:20px;height:20px;transform:rotate(-45deg)}
.path:hover .go{background:#fff;color:#292d53;transform:scale(1.06)}
/* ===== Talk to our experts ===== */
.xp{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);background:#292d53;color:#fff;border-radius:28px;overflow:hidden;box-shadow:0 30px 60px -34px rgba(20,23,48,.5)}
.xp .copy{padding:clamp(32px,5vw,64px);display:grid;gap:16px;align-content:center}
.xp .ey{margin:0;font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#9fd6de}
.xp h2{margin:0;font-size:clamp(28px,3.2vw,42px);line-height:1.1;font-weight:800;letter-spacing:-.03em;color:#fff;max-width:16ch}
.xp p{margin:0;color:#d2e3e8;font-size:17px;line-height:1.6;max-width:40ch}
.xp .ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}
.xp .ctas .btn{border-radius:999px;min-height:50px;padding-inline:24px}
.xp .media{position:relative;min-height:400px}
.xp .media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 35%}
.xp .media::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,#292d53 0%,rgba(41,45,83,0) 22%)}
@media (max-width:860px){.xp{grid-template-columns:1fr}.xp .media{min-height:280px;order:-1}.xp .media::before{background:linear-gradient(0deg,#292d53 0%,rgba(41,45,83,0) 30%)}}
/* ===== Flexible banking on the move ===== */
.dg{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:clamp(28px,5vw,72px);align-items:center}
.dg .copy{display:grid;gap:16px}
.dg .ey{margin:0;font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--accent)}
.dg .h2{margin:0;font-size:clamp(28px,3.2vw,42px);letter-spacing:-.03em;line-height:1.1}
.dg p{margin:0;color:var(--ink-muted);font-size:17px;line-height:1.6;max-width:42ch}
.dg .btns{display:grid;gap:12px;max-width:360px;margin-top:6px}
.dg .btns .btn{border-radius:999px;min-height:52px}
.btn-line{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}
.btn-line:hover{background:var(--ink);color:var(--surface)}
.dg .stores{margin-top:6px}
.devices{position:relative;padding:10px 70px 40px 0}
.laptop .scr{aspect-ratio:16/10;border:10px solid #1b1e36;border-bottom-width:14px;border-radius:14px 14px 0 0;background:#f3f7f9;overflow:hidden;display:grid;grid-template-rows:auto 1fr;box-shadow:0 30px 60px -30px rgba(20,23,48,.45)}
.laptop .base{height:14px;margin:0 -6%;background:linear-gradient(#c9d3da,#9eabb6);border-radius:0 0 14px 14px}
.lp-top{display:flex;align-items:center;justify-content:space-between;padding:10px 16px;background:#292d53;color:#fff;font-size:11px;font-weight:700}
.lp-top i{display:inline-flex;gap:6px;font-style:normal;color:#adc5ce;font-weight:600}
.lp-body{display:grid;grid-template-columns:1.1fr 1fr;gap:12px;padding:14px;font-size:11px;color:#292d53}
.lp-card{background:#fff;border-radius:10px;padding:12px;border:1px solid #e1e8ec}
.lp-card small{display:block;color:#5b6380;font-size:10px;font-weight:600}
.lp-card b{display:block;font-size:20px;letter-spacing:-.02em;margin-top:4px}
.lp-acts{display:flex;gap:6px;margin-top:10px}
.lp-acts span{flex:1;text-align:center;padding:6px 0;border-radius:6px;background:#e6eff2;font-weight:700;font-size:9.5px}
.lp-acts span:first-child{background:#292d53;color:#fff}
.lp-row{display:flex;justify-content:space-between;padding:7px 0;border-bottom:1px solid #eef2f5;font-size:10.5px}
.lp-row:last-child{border:0}.lp-row em{font-style:normal;color:#5b6380}.lp-row b{font-size:10.5px;display:inline;margin:0}
.lp-row .in{color:#1f7a4d}
.phone2{position:absolute;right:0;bottom:0;width:30%;aspect-ratio:9/19;border:7px solid #1b1e36;border-radius:26px;background:#292d53;overflow:hidden;box-shadow:0 24px 50px -20px rgba(20,23,48,.55);color:#fff;display:grid;grid-template-rows:auto 1fr}
.phone2 .ph-h{padding:16px 12px 12px;font-size:9px;color:#adc5ce}
.phone2 .ph-h b{display:block;font-size:17px;color:#fff;margin-top:3px;letter-spacing:-.02em}
.phone2 .ph-b{background:#fff;color:#292d53;border-radius:14px 14px 0 0;padding:10px;font-size:9px}
.phone2 .ph-b div{display:flex;justify-content:space-between;padding:6px 0;border-bottom:1px solid #eef2f5}
.dg .cap{font-size:12px;color:var(--ink-muted);margin-top:4px}
@media (max-width:900px){.dg{grid-template-columns:1fr}.devices{padding-right:50px}}

/* refinements */
.rv-plans{max-width:none}
.devices{padding:10px 120px 30px 0}
.phone2{width:27%;right:10px}
.lp-body{grid-template-columns:1.1fr 1fr;grid-template-rows:auto 1fr;align-content:start}
.lp-chart{grid-column:1/-1;background:#fff;border:1px solid #e1e8ec;border-radius:10px;padding:12px 12px 10px;display:grid;gap:8px}
.lp-chart small{color:#5b6380;font-size:10px;font-weight:600}
.lp-bars{display:flex;align-items:flex-end;gap:6px;height:64px}
.lp-bars i{flex:1;border-radius:4px 4px 0 0;background:#adc5ce}
.lp-bars i:nth-child(even){background:#68aeb8}.lp-bars i:last-child{background:#292d53}
.phone2 .ph-acts{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;padding:0 10px 12px}
.phone2 .ph-acts span{background:rgba(255,255,255,.12);border-radius:8px;padding:6px 0;text-align:center;font-size:8.5px;font-weight:700}
@media (max-width:900px){.dg{grid-template-columns:minmax(0,1fr)}.dg>*{min-width:0}.devices{padding-right:70px}.phone2{width:30%}}
/* mobile devices */
@media (max-width:600px){.devices{padding:0}.laptop{display:none}.phone2{position:relative;right:auto;bottom:auto;width:56%;margin:0 auto;display:grid}.phone2 .ph-h{font-size:11px}.phone2 .ph-h b{font-size:22px}.phone2 .ph-b,.phone2 .ph-acts span{font-size:11px}}

/* ===== Services: light cards ===== */
.svc-head{margin-bottom:28px;max-width:860px}
.svc-head .h2{margin:0 0 12px;font-size:clamp(28px,3vw,38px);line-height:1.15;letter-spacing:-.02em}
.svc-head p{margin:0;color:var(--ink-muted);font-size:17px;line-height:1.6}
.svc{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.svc-card{display:flex;flex-direction:column;gap:22px;padding:16px 16px 28px;background:var(--surface-alt);color:var(--ink);text-decoration:none;border-radius:6px;transition:background .3s,box-shadow .3s}
.svc-card:hover{background:var(--surface-tint);color:var(--ink);box-shadow:0 18px 40px -30px rgba(20,23,48,.4)}
.svc-card .img{position:relative;aspect-ratio:4/3;overflow:hidden;border-radius:6px;background:var(--surface-tint)}
.svc-card .img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform 1.2s cubic-bezier(.2,.7,.2,1)}
.svc-card:hover .img img{transform:scale(1.04)}
.svc-card .go{position:absolute;top:12px;right:12px;width:28px;height:28px;border-radius:50%;background:#fff;color:#292d53;display:grid;place-items:center;box-shadow:0 2px 6px rgba(0,0,0,.15);transition:transform .25s}
.svc-card .go .ic{width:16px;height:16px;stroke-width:2.2}
.svc-card:hover .go{transform:translateX(2px)}
.svc-card h3{margin:0;padding:0 2px;font-size:clamp(21px,1.7vw,24px);line-height:1.25;font-weight:700;letter-spacing:-.01em}
.svc-card p{margin:0;padding:0 2px;color:var(--ink-muted);font-size:16px;line-height:1.6}
.svc-card:focus-visible{outline:3px solid var(--focus);outline-offset:3px}
@media (max-width:980px){.svc{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.svc{grid-template-columns:1fr}}

/* ===== Simple homepage (Barclays-like) ===== */
.hc h1{font-size:clamp(40px,5vw,68px)}.hc .h{font-size:clamp(34px,4vw,54px)}.hc .lead{font-size:clamp(16px,1.3vw,18px)}
@media (min-width:901px){.hc{height:clamp(600px,48vw,760px)}}
.svc-card p{font-size:16px}
.svc-head{margin-bottom:32px}
.info{border-top:1px solid var(--line)}
.info .h2{margin:0 0 28px;font-size:clamp(24px,2.4vw,30px)}
.info-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}
.info-cols h3{margin:0 0 8px;font-size:17px;font-weight:800;color:var(--ink)}
.info-cols p{margin:0;color:var(--ink-muted);font-size:15px;line-height:1.6}
.info-cols a{color:var(--link);font-weight:700}
@media (max-width:860px){.info-cols{grid-template-columns:1fr;gap:22px}}

/* ===== Our cards v2 (vertical, turn for details) ===== */
.oc-head{margin-bottom:28px;max-width:760px}
.oc-head .h2{margin:0 0 10px;font-size:clamp(28px,3vw,38px);letter-spacing:-.02em}
.oc-head p{margin:0;color:var(--ink-muted);font-size:17px}
.oc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.ctile{border-radius:24px;padding:30px 28px 26px;display:flex;flex-direction:column;min-height:620px;color:#292d53;
  background:linear-gradient(125deg,#f5f7f9 0%,#e2e7eb 26%,#fdfdfe 46%,#dde3e8 68%,#f3f5f7 100%);
  box-shadow:0 30px 60px -36px rgba(20,23,48,.45),0 2px 8px rgba(20,23,48,.06)}
.ctile h3{margin:0;font-size:22px;font-weight:800;letter-spacing:-.01em}
.ctile .tag{margin:6px 0 0;font-size:15px;color:#4f5b6e}
.ctile .stage{flex:1;display:grid;place-items:center;padding:26px 0;perspective:1400px}
.ctile .foot{display:flex;justify-content:flex-end}
.ctile .foot .btn{border-radius:999px;min-height:46px;padding-inline:22px;font-size:14.5px}
.ctile .hint{margin:0 auto 0 0;align-self:center;font-size:13px;color:#5b6380;display:inline-flex;align-items:center;gap:6px}
.ctile .hint svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.pcw{width:min(250px,64%);animation:pcfloat 6s ease-in-out infinite}
@keyframes pcfloat{0%,100%{transform:translateY(0) rotate(-1.5deg)}50%{transform:translateY(-10px) rotate(1deg)}}
.pc{position:relative;aspect-ratio:1/1.586;transform-style:preserve-3d;transition:transform 1s cubic-bezier(.2,.7,.2,1);container-type:inline-size;cursor:pointer;outline:none}
.ctile .stage:hover .pc,.pc:focus-visible,.pc.turned{transform:rotateY(180deg)}
.pc:focus-visible .side{box-shadow:0 0 0 3px #fff,0 0 0 6px var(--focus)}
.pc .side{position:absolute;inset:0;border-radius:7cqw;overflow:hidden;-webkit-backface-visibility:hidden;backface-visibility:hidden;box-shadow:0 26px 44px -20px rgba(20,23,48,.55)}
.pc .sb{transform:rotateY(180deg)}
.pc.navy .side{background:radial-gradient(130% 90% at 90% 8%,#34507e 0%,#1f2856 45%,#141936 100%);color:#fff}
.pc.silver .side{background:linear-gradient(160deg,#eef1f4 0%,#c6cdd4 30%,#f7f8fa 50%,#b7bfc7 76%,#dfe3e7 100%);color:#292d53}
.pc .sf::after{content:"";position:absolute;inset:0;background:linear-gradient(150deg,rgba(255,255,255,0) 30%,rgba(255,255,255,.22) 45%,rgba(255,255,255,0) 60%);pointer-events:none}
.pc .logo{position:absolute;left:10%;top:7%;width:44%}
.pc .mark{position:absolute;left:50%;top:50%;width:92%;transform:translate(-50%,-50%);opacity:.2}
.pc.silver .mark{opacity:.26}
.pc .chip{position:absolute;left:10%;top:27%;width:20%;aspect-ratio:1/1.3;border-radius:2.4cqw;background:linear-gradient(135deg,#e8d9a8,#b8a46a 50%,#efe3bb)}
.pc .brand{position:absolute;right:10%;bottom:6%;text-align:right;line-height:1}
.pc .brand b{display:block;font-style:italic;font-weight:900;font-size:15cqw;letter-spacing:-.02em}
.pc .brand small{display:block;font-size:5cqw;font-weight:700;margin-top:1cqw;letter-spacing:.04em}
.pc .sb{padding:12% 10%;display:flex;flex-direction:column}
.pc .sb b.t{font-size:8.5cqw;font-weight:800;letter-spacing:-.01em}
.pc .sb ul{list-style:none;margin:8cqw 0 0;padding:0;display:grid;gap:5.5cqw}
.pc .sb li{display:flex;gap:3.5cqw;font-size:6.2cqw;line-height:1.35;font-weight:600}
.pc .sb li .ic{width:7cqw;height:7cqw;flex:none;margin-top:.6cqw}
.pc.navy .sb li .ic{color:#9fd6de}.pc.silver .sb li .ic{color:#2c737c}
.pc .sb .n{margin-top:auto;font-size:4.6cqw;opacity:.75;line-height:1.4}
@media (max-width:860px){.oc{grid-template-columns:minmax(0,1fr)}.ctile{min-height:0}}
@media (prefers-reduced-motion:reduce){.pcw{animation:none}.pc{transition:none}}
/* oc compact */
.oc{grid-template-columns:repeat(2,minmax(0,310px));gap:24px;justify-content:center}
.oc-head{text-align:center;margin-inline:auto}
.ctile{min-height:0;padding:22px 22px 20px;border-radius:20px}
.ctile h3{font-size:19px}.ctile .tag{font-size:14px}
.ctile .stage{padding:20px 0 22px}
.pcw{width:min(190px,62%)}
.ctile .foot .btn{min-height:40px;padding-inline:16px;font-size:13.5px}
.ctile .hint{font-size:12px}
@media (max-width:700px){.oc{grid-template-columns:minmax(0,320px)}}
/* ===== Our cards v3 (fits site) ===== */
.oc3{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,2fr);gap:24px 48px;align-items:start}
.oc3 .intro .h2{margin:0 0 12px;font-size:clamp(28px,3vw,38px);line-height:1.15;letter-spacing:-.02em}
.oc3 .intro p{margin:0 0 18px;color:var(--ink-muted);font-size:17px;line-height:1.6}
.oc3 .intro .lnk{display:inline-flex;align-items:center;gap:8px;font-weight:800;color:var(--ink);text-decoration:none}
.oc3 .intro .lnk .ic{width:18px;height:18px;color:var(--accent);transition:transform .25s}
.oc3 .intro .lnk:hover .ic{transform:translateX(4px)}
.oc3 .tiles2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.ct3{display:flex;flex-direction:column;gap:20px;padding:16px 16px 26px;background:var(--surface-alt);border-radius:6px;transition:background .3s,box-shadow .3s}
.ct3:hover{background:var(--surface-tint);box-shadow:0 18px 40px -30px rgba(20,23,48,.4)}
.ct3 .stage{position:relative;display:grid;place-items:center;padding:28px 0;border-radius:6px;perspective:1400px;
  background:linear-gradient(125deg,#eef2f5 0%,#dfe5ea 30%,#f8fafb 50%,#dbe2e7 72%,#eef2f5 100%)}
.ct3 .stage .turnhint{position:absolute;top:12px;right:12px;width:28px;height:28px;border-radius:50%;background:#fff;color:#292d53;display:grid;place-items:center;box-shadow:0 2px 6px rgba(0,0,0,.15)}
.ct3 .stage .turnhint svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;transition:transform .6s}
.ct3 .stage:hover .turnhint svg{transform:rotate(-180deg)}
.ct3 .pcw{width:min(170px,52%)}
.ct3 .stage:hover .pc{transform:rotateY(180deg)}
.ct3 h3{margin:0;padding:0 2px;font-size:clamp(21px,1.7vw,24px);line-height:1.25;font-weight:700;letter-spacing:-.01em;color:var(--ink)}
.ct3 p{margin:-10px 0 0;padding:0 2px;color:var(--ink-muted);font-size:16px;line-height:1.6}
.ct3 .lnk{padding:0 2px;display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:15px;color:var(--ink);text-decoration:none}
.ct3 .lnk .ic{width:18px;height:18px;color:var(--accent);transition:transform .25s}
.ct3 .lnk:hover .ic{transform:translateX(4px)}
@media (max-width:980px){.oc3{grid-template-columns:1fr}}
@media (max-width:600px){.oc3 .tiles2{grid-template-columns:1fr}}
/* xp mist */
.xp{background:#adc5ce;color:#292d53;box-shadow:0 30px 60px -40px rgba(41,45,83,.35)}
.xp .ey{color:#365880}
.xp h2{color:#292d53}
.xp p{color:#292d53}
.xp .media::before{background:linear-gradient(90deg,#adc5ce 0%,rgba(173,197,206,0) 24%)}
.xp .btn-line{border-color:#292d53;color:#292d53}
.xp .btn-line:hover{background:#292d53;color:#fff}
@media (max-width:860px){.xp .media::before{background:linear-gradient(0deg,#adc5ce 0%,rgba(173,197,206,0) 30%)}}
/* ===== Our cards v4 (elegant vector cards) ===== */
.oc4{background:var(--surface-alt)}
.oc4 .wrap{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.6fr);gap:32px 64px;align-items:center}
.oc4 .intro .h2{margin:0 0 14px;font-size:clamp(30px,3.2vw,42px);line-height:1.1;letter-spacing:-.025em}
.oc4 .intro p{margin:0 0 22px;color:var(--ink-muted);font-size:17px;line-height:1.6;max-width:34ch}
.oc4 .intro .lnk{display:inline-flex;align-items:center;gap:8px;font-weight:800;color:var(--ink);text-decoration:none}
.oc4 .intro .lnk .ic{width:18px;height:18px;color:var(--accent);transition:transform .25s}
.oc4 .intro .lnk:hover .ic{transform:translateX(4px)}
.oc4 .duo{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(24px,4vw,56px)}
.cc{display:grid;justify-items:center;gap:22px;text-align:center}
.cc .stage{width:100%;display:grid;place-items:center;perspective:1600px;padding:8px 0 4px}
.cc .float{width:min(230px,78%)}
@keyframes ccfloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.card{position:relative;aspect-ratio:1/1.586;transform-style:preserve-3d;transition:transform 1.1s cubic-bezier(.2,.7,.2,1);container-type:inline-size;cursor:pointer;outline:none;transform:rotateY(-14deg) rotateX(4deg)}
.cc .stage:hover .card,.card:focus-visible,.card.turned{transform:rotateY(180deg)}
.card .f{position:absolute;inset:0;border-radius:6.5cqw;overflow:hidden;-webkit-backface-visibility:hidden;backface-visibility:hidden;
  box-shadow:0 1px 0 rgba(255,255,255,.35) inset,0 40px 60px -28px rgba(20,23,48,.55),0 10px 20px -12px rgba(20,23,48,.35)}
.card .b{transform:rotateY(180deg)}
.card:focus-visible .f{outline:3px solid var(--focus);outline-offset:4px}
/* navy */
.card.navy .f{background:#20254a;color:#fff}
.card.navy .f::before{content:"";position:absolute;inset:0;background:
  radial-gradient(120% 70% at 100% 0%,rgba(104,174,184,.38),rgba(104,174,184,0) 55%),
  radial-gradient(90% 60% at 0% 100%,rgba(58,98,137,.55),rgba(58,98,137,0) 60%)}
/* silver */
.card.silver .f{background:#e7ecef;color:#292d53}
.card.silver .f::before{content:"";position:absolute;inset:0;background:
  linear-gradient(160deg,#f7f9fa 0%,#d9e0e5 38%,#f2f5f7 52%,#c9d2d9 80%,#e9eef1 100%)}
.card .big{position:absolute;right:-26%;top:16%;width:112%;height:auto;opacity:.12}
.card.silver .big{opacity:.16;color:#365880}
.card .lg{position:absolute;left:9%;top:7%;display:flex;align-items:center;gap:3cqw}
.card .lg .m{width:10cqw;height:auto;aspect-ratio:1088/1494}
.card .lg .w{width:26cqw;height:auto;aspect-ratio:2095/590}
.card .chip{position:absolute;left:9%;top:30%;width:19cqw;height:auto;aspect-ratio:40/30;transform:rotate(90deg);transform-origin:center}
.card .nfc{position:absolute;left:33%;top:31%;width:9cqw;height:9cqw;opacity:.85}
.card .tier{position:absolute;left:9%;bottom:7%;font-size:4.4cqw;font-weight:700;letter-spacing:.14em;text-transform:uppercase;opacity:.75}
.card .visa{position:absolute;right:9%;bottom:6%;width:24cqw;height:auto}
.card.navy .visa{color:#fff}.card.silver .visa{color:#1a1f71}
/* back */
.card .b{padding:12% 10%;display:flex;flex-direction:column;text-align:left}
.card .b .t{font-size:8cqw;font-weight:800;letter-spacing:-.01em}
.card .b ul{list-style:none;margin:8cqw 0 0;padding:0;display:grid;gap:5cqw;position:relative}
.card .b li{display:flex;gap:3.5cqw;font-size:6cqw;line-height:1.35;font-weight:600}
.card .b li .ic{width:6.5cqw;height:6.5cqw;flex:none;margin-top:.8cqw}
.card.navy .b li .ic{color:#9fd6de}.card.silver .b li .ic{color:#2c737c}
.card .b .n{margin-top:auto;font-size:4.4cqw;opacity:.75;line-height:1.4;position:relative}
.card .b .t{position:relative}
.cc h3{margin:0;font-size:21px;font-weight:800;letter-spacing:-.01em;color:var(--ink)}
.cc p{margin:-14px 0 0;color:var(--ink-muted);font-size:15.5px}
.cc .lnk{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:15px;color:var(--ink);text-decoration:none;margin-top:-6px}
.cc .lnk .ic{width:18px;height:18px;color:var(--accent);transition:transform .25s}
.cc .lnk:hover .ic{transform:translateX(4px)}
.cc .hint{font-size:12.5px;color:var(--ink-muted);margin-top:-14px}
@media (max-width:980px){.oc4 .wrap{grid-template-columns:1fr}}
@media (max-width:560px){.oc4 .duo{grid-template-columns:1fr;gap:48px}}
@media (prefers-reduced-motion:reduce){.cc .float,.card .f::after{animation:none}.card{transition:none}}


.hc-slide.split{display:block}
.nav a[aria-current="page"]{color:var(--accent);box-shadow:inset 0 -3px 0 var(--lagoon);border-radius:var(--r-md) var(--r-md) 0 0}

/* =================== Inner pages =================== */
.ey{margin:0;font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}
.section.alt{background:var(--surface-alt)}
.lede{color:var(--ink-muted);font-size:17px;line-height:1.6;max-width:60ch;margin:0}
.stack{display:grid;gap:14px}
/* page hero */
.phero{position:relative;color:#fff;overflow:hidden;background:radial-gradient(120% 90% at 0% 100%,#2b3a6a 0%,#1a1d38 60%)}
.phero .bgimg{position:absolute;top:0;bottom:0;left:40%;right:0}
.phero .bgimg img{width:100%;height:100%;object-fit:cover;display:block;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 30%);mask-image:linear-gradient(90deg,transparent 0,#000 30%)}
.phero .wrap{position:relative;z-index:1;min-height:clamp(420px,34vw,500px);display:flex;flex-direction:column;justify-content:center;padding-block:36px 52px}
.phero .copy{max-width:600px}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;align-items:center;margin:0 0 18px;padding:0;list-style:none;font-size:13px;color:#adc5ce}
.crumbs a{color:#d2e3e8;text-decoration:none}.crumbs a:hover{text-decoration:underline;color:#fff}
.crumbs li+li::before{content:"›";margin-right:6px;color:#7d93b3}
.phero .kick{font-size:13px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#9fd6de}
.phero h1{margin:12px 0 0;font-size:clamp(36px,4.8vw,62px);line-height:1.03;font-weight:800;letter-spacing:-.035em;max-width:15ch}
.phero .lead{margin:18px 0 0;font-size:clamp(17px,1.5vw,19px);line-height:1.55;color:#e3eef1;max-width:34em}
.phero .ctas{margin-top:26px;display:flex;gap:12px;flex-wrap:wrap}
.phero .ctas .btn{border-radius:999px;min-height:50px;padding-inline:26px}
.phero .art{position:absolute;right:clamp(16px,8vw,140px);top:50%;transform:translateY(-50%);width:clamp(220px,24vw,340px);aspect-ratio:1;border-radius:50%;display:grid;place-items:center;background:radial-gradient(circle at 30% 30%,rgba(104,174,184,.35),rgba(104,174,184,.05) 70%);box-shadow:0 0 0 28px rgba(104,174,184,.06),0 0 0 64px rgba(104,174,184,.035)}
.phero .art .ic{width:42%;height:42%;color:#9fd6de;stroke-width:1.2}
.phero .hsearch{margin-top:24px;display:flex;gap:8px;max-width:520px}
.phero .hsearch input{flex:1;min-width:0;font:inherit;font-size:16px;padding:14px 18px;border-radius:999px;border:0;background:#fff;color:#292d53}
.phero .hsearch .btn{border-radius:999px;min-height:50px}
@media (max-width:900px){
 .phero .bgimg{left:0}
 .phero .bgimg img{-webkit-mask-image:none;mask-image:none}
 .phero .bgimg::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(20,23,48,.55) 0%,rgba(20,23,48,.62) 40%,rgba(20,23,48,.94) 72%)}
 .phero .wrap{min-height:520px;justify-content:flex-end}
 .phero.plain .wrap{min-height:0;padding-top:40px}
 .phero .art{display:none}
}
/* in-page sub navigation */
.subnav{position:sticky;top:var(--mbh,79px);z-index:20;background:var(--surface);border-bottom:1px solid var(--line)}
.subnav .wrap{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none}
.subnav a{flex:none;padding:14px 14px;font-size:14px;font-weight:700;color:var(--ink-muted);text-decoration:none;border-bottom:3px solid transparent}
.subnav a:hover{color:var(--ink);border-bottom-color:var(--lagoon)}
/* feature tiles */
.feats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.feats.c3{grid-template-columns:repeat(3,minmax(0,1fr))}
.feat{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:24px}
.section.alt .feat{background:var(--surface-raised)}
.ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--surface-tint);color:var(--accent);margin-bottom:16px;flex:none}
.ico .ic{width:24px;height:24px}
.feat h3{margin:0 0 6px;font-size:18px;font-weight:800;color:var(--ink)}
.feat p{margin:0;color:var(--ink-muted);font-size:15px;line-height:1.55}
@media (max-width:1020px){.feats,.feats.c3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.feats,.feats.c3{grid-template-columns:1fr}}
/* steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;counter-reset:st}
.steps li{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:24px}
.steps li::before{counter-increment:st;content:counter(st);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--primary);color:var(--on-primary);font-weight:800;margin-bottom:14px}
.steps b{display:block;font-size:18px;color:var(--ink);margin-bottom:6px}
.steps span{color:var(--ink-muted);font-size:15px;line-height:1.55}
@media (max-width:860px){.steps{grid-template-columns:1fr}}
/* split media + copy */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,5vw,64px);align-items:center}
.split.rev .media{order:2}
.split .media{position:relative}
.split .media img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:20px;display:block}
.split .media .tag{position:absolute;left:14px;top:14px;background:rgba(16,19,42,.7);color:#fff;font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px}
.split .copy{display:grid;gap:16px;align-content:start}
.split .copy p{margin:0;color:var(--ink-muted);font-size:17px;line-height:1.6}
.split .copy .btn{justify-self:start;border-radius:999px}
@media (max-width:860px){.split{grid-template-columns:1fr}.split.rev .media{order:0}}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ticks li{display:flex;gap:10px;align-items:flex-start;color:var(--ink);font-weight:600;line-height:1.45}
.ticks .ic{color:var(--accent);width:20px;height:20px;margin-top:1px}
/* tables */
.tblwrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:var(--surface)}
.tbl{width:100%;min-width:560px;border-collapse:collapse;font-size:15px}
.tbl caption{text-align:left;padding:16px 18px 0;font-weight:800;color:var(--ink);font-size:17px}
.tbl th,.tbl td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);color:var(--ink);vertical-align:top}
.tbl thead th{background:var(--surface-alt);font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-muted)}
.tbl tbody th{font-weight:700}
.tbl tbody tr:last-child>*{border-bottom:0}
.tbl .num{white-space:nowrap;font-weight:700;font-variant-numeric:tabular-nums}
.tbl .grp th{background:var(--surface-tint);font-size:13px;letter-spacing:.04em;text-transform:uppercase;color:var(--accent)}
.tbl .yes{color:var(--success);font-weight:800}.tbl .no{color:var(--ink-muted)}
.tables{display:grid;gap:24px}
/* callouts */
.callout{display:flex;gap:16px;align-items:flex-start;border-radius:16px;padding:20px 22px;background:var(--info-bg);color:var(--ink);border:1px solid var(--line)}
.callout .ic{width:26px;height:26px;color:var(--info);margin-top:1px}
.callout b{display:block;font-size:17px;margin-bottom:4px}
.callout p{margin:0;color:var(--ink-muted);line-height:1.55}
.callout ul{margin:6px 0 0;padding-left:18px;color:var(--ink-muted);line-height:1.7}
.callout.warn{background:var(--danger-bg)}
.callout.warn .ic{color:var(--danger)}
.callout.big{padding:26px 28px}.callout.big b{font-size:clamp(19px,2vw,23px)}
/* topic tiles */
.tiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.tile{display:flex;gap:16px;align-items:flex-start;padding:22px;border:1px solid var(--line);border-radius:16px;background:var(--surface);color:var(--ink);text-decoration:none;transition:border-color .2s,box-shadow .2s,transform .2s}
a.tile:hover{border-color:var(--teal);box-shadow:var(--shadow-md);transform:translateY(-2px);color:var(--ink)}
.tile .ico{margin:0}
.tile b{display:block;font-size:17px;font-weight:800}
.tile span{display:block;margin-top:4px;color:var(--ink-muted);font-size:14.5px;line-height:1.5}
@media (max-width:1020px){.tiles{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.tiles{grid-template-columns:1fr}}
/* CTA band */
.ctaband{display:flex;flex-wrap:wrap;gap:20px 32px;align-items:center;justify-content:space-between;border-radius:24px;padding:clamp(28px,5vw,52px);color:#fff;background:radial-gradient(90% 140% at 100% 0%,#3b919b 0%,rgba(59,145,155,0) 55%),#292d53}
.ctaband h2{margin:0;font-size:clamp(26px,3vw,36px);font-weight:800;letter-spacing:-.02em;color:#fff}
.ctaband p{margin:8px 0 0;color:#d2e3e8;max-width:46ch}
.ctaband .ctas{display:flex;gap:12px;flex-wrap:wrap}
.ctaband .btn{border-radius:999px;min-height:50px;padding-inline:26px}
/* FAQ groups */
.faqgrp{display:grid;grid-template-columns:240px minmax(0,1fr);gap:24px 48px;align-items:start}
.faqgrp+.faqgrp{margin-top:40px}
.faqgrp h3{margin:18px 0 0;font-size:20px;font-weight:800;color:var(--ink)}
@media (max-width:860px){.faqgrp{grid-template-columns:1fr;gap:8px}}
/* facts list */
.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;border:1px solid var(--line);border-radius:16px;overflow:hidden;margin:0}
.facts div{padding:18px 20px;border-bottom:1px solid var(--line);background:var(--surface)}
.facts div:nth-child(odd){border-right:1px solid var(--line)}
.facts dt{font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-muted)}
.facts dd{margin:4px 0 0;font-size:17px;font-weight:700;color:var(--ink)}
@media (max-width:640px){.facts{grid-template-columns:1fr}.facts div:nth-child(odd){border-right:0}}
/* contact form */
.cgrid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:clamp(24px,4vw,48px);align-items:start}
@media (max-width:900px){.cgrid{grid-template-columns:1fr}}
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px;padding:clamp(20px,3vw,32px);border:1px solid var(--line);border-radius:20px;background:var(--surface)}
.field{display:grid;gap:6px;min-width:0}
.field.full{grid-column:1/-1}
.field label{font-weight:700;font-size:14px;color:var(--ink)}
.field input,.field select,.field textarea{font:inherit;font-size:16px;padding:12px 14px;border:1.5px solid var(--line-strong);border-radius:10px;background:var(--surface);color:var(--ink);min-width:0;width:100%;box-sizing:border-box}
.field textarea{min-height:140px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(44,115,124,.35);border-color:var(--focus)}
.form .note{grid-column:1/-1;margin:0;font-size:14px;color:var(--ink-muted)}
.form .btn{justify-self:start;border-radius:999px}
@media (max-width:640px){.form{grid-template-columns:1fr}}
.hours td,.hours th{padding:10px 0;border-bottom:1px solid var(--line);text-align:left;color:var(--ink)}
.hours{width:100%;border-collapse:collapse;font-size:15px}
.hours td{text-align:right;font-weight:700}