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An account that moves with you.
Your own EUR IBAN, a card and instant transfers — opened online in minutes from your phone.
Everything you need in one account
Simple to open, simple to use — and regulated in Cyprus.
Your own EUR IBAN
Receive your salary and pay bills with an IBAN in your name.
Instant transfers
SEPA Instant sends euros across Europe in seconds, any time of day.
Virtual & physical cards
Shop online straight away with a virtual card — your physical card follows by post.
All in the app
Check your balance, send money and control your card from your phone.
Everyday life
Split the bill. Share the moment.
Send money to friends and family in seconds and see every payment the moment it happens.
- Pay anyone with an IBAN in the SEPA area
- Instant notifications for every payment
- Schedule regular payments such as rent
Get started
Open your account in three steps
Most applications take just a few minutes.
- Download the appOr start on our website. Tell us a little about yourself.
- Verify your identityTake a photo of your passport or ID card and a quick selfie.
- Get your IBAN and cardOnce approved, send money straight away and order your physical card.
- A valid passport or national ID card
- A smartphone with a camera
- Proof of address, if requested
- [Eligibility: age 18+ and residence in the EEA — to be confirmed]
Digital banking
Flexible banking on the move.
Manage your accounts, cards and payments any time — on the web with Icon Online, or in the Icon Global app.
Sample screens · example amounts
Questions about personal accounts
Is Icon Global a bank?
No. Icon Global is an Electronic Money Institution authorised by the Central Bank of Cyprus. Your money is safeguarded in segregated accounts, separate from our own. E-money is not covered by the Deposit Guarantee Scheme.
How long does it take to open an account?
Most applications are completed in minutes. Sometimes we need extra checks, which can take [1–2 business days].
Can I receive my salary?
Yes. Share your Icon Global IBAN with your employer, just as you would with a bank account.
What does it cost?
See our plans and fees. Prices shown on this site are examples to be confirmed.
Ready when you are.
Open your Icon Global account in minutes.