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Send money in seconds, not days.
SEPA Instant, standard SEPA and international transfers from one app — for your family, your friends and your business.
Ways to send money
SEPA Instant
Euro transfers that arrive in seconds, 24/7, across the SEPA area.
SEPA transfer
Standard euro transfers [usually next business day].
International (SWIFT)
Send to countries outside SEPA [currencies and timings to be confirmed].
Icon to Icon
Pay other Icon Global customers instantly [fees to be confirmed].
Three taps
How to send money
- Choose who to payPick a saved contact or enter a name and IBAN.
- Enter the amountSee the fee and arrival time before you confirm.
- Confirm securelyApprove with two-step verification — and you are done.
Exchange rates
You always see the rate and any fee in the app before you confirm.
| Currency | We buy | We sell |
|---|---|---|
| EUR → USD | [rate] | [rate] |
| EUR → GBP | [rate] | [rate] |
| EUR → CHF | [rate] | [rate] |
This table will be connected to our live rate feed. Rates are indicative and may change.
Questions about payments
How fast is SEPA Instant?
Usually within seconds, at any time, when the receiving bank supports SEPA Instant.
Can I cancel a payment?
Instant payments cannot usually be cancelled once sent. Contact us straight away if you made a mistake.
Are there limits?
Yes — see limits. You can view your own limits in the app.

